Texas Capital Bank is one of the most successful commercial banks in the country and is consistently named to Forbes Best Banks in America and The Dallas Morning News' Top Places To Work.
Lead the coordination of real estate loan closings, including interfacing with the client, title companies, attorneys, appraisers, and other third party vendors and consultants, reviewing loan documentation and gathering necessary documentation required to close a commercial real estate loan including complex credits such as participations and syndications.
Manages the draw process for construction loans, interfacing with the client, Construction Engineer, contractors, project managers, construction consultants and approves draws.
Track and maintain a balanced loan budget including the monitoring and tracking of budget line items, change orders and reallocation requests.
Conduct detailed review of construction draw requests, including the budget, invoices and site observation reports, to determine if the requested amount can be funded based on the loan agreement and the loan budget.
Monitor specialized loan provisions by tracking documentation requirements to ensure compliance with all loan requirements.
Monitor escrow or reserve accounts for specific loans and compliance with loan requirements.
Monitor file exceptions and past dues for all loans in assigned portfolio.
Submit invoices for payment on behalf of third party vendors.
Foster an environment within the team that ensures an exceptional client experience
Establish and maintain effective relationships with customer, business partners and team
Must have at least 7-10 years commercial loan administration experience
Must have at least 5 years commercial real estate loan closing and/or funding experience, including construction draw administration and budget tracking
Demonstrated expertise in reviewing and interpreting of all types of loan documentation and lien perfection for attorney prepared documents
Working knowledge of commercial loan and deposit systems and prior experience using credit and collateral document exception tracking systems
Working knowledge of lending compliance requirements
Must be able to interface effectively with executive management, clients, attorneys, title companies, third party consultants and handle confidential information with discretion.
Must be able to respond quickly to customer demands, perform multiple tasks simultaneously
Proven history as a self-starter who can add value by driving process related decisions while working independently with a minimum amount of supervision
Must be detail-oriented and comfortable working independently
Ability to obtain, analyze and synthesize information as well as multi-task under pressure
Strong change management skills and ability to work at an consistently changing pace
Strong analytical, problem solving, and decision making skills
Strong organizational skills to include effective time management in all key responsibilities of the job