• Collateral Audit Specialist

    Job Location US-TX-Richardson Operations Center
    Location: Address
    2350 Lakeside Blvd
  • Overview

    At Texas Capital Bank, we are driven by a single-minded and unwavering mission: to serve business and the individuals who run them. We use a consultative approach and innovative technologies to develop new ideas that give the bank and our clients a competitive advantage. We partner with our customers to push the boundaries of what’s possible—together.


    Headquartered in Dallas, Texas Capital Bank has offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, and we serve clients in a variety of industries from coast-to-coast.


    We are on the Forbes Best Banks in America list, and were named a top place to work by The Dallas Morning News, Houston Chronicle and San Antonio Express-News. For further information, please visit us at www.texascapitalbank.com.


    • Review loan and miscellaneous documentation to determine if it satisfies Bank requirements
    • Perform comprehensive post-closing loan documentation audits for various collateral types including, but not limited to: Commercial, Consumer, Real Estate, Energy and Residential Builder (including participations and syndications)
    • Maintain comprehensive knowledge of all related lien perfection requirements
    • Ensure all required documents are received and reviewed for completeness
    • Comply with all Bank and department policies and procedures as well as state and government bank regulations
    • Identify, track exceptions and work with the business units to clear loan documentation audit exceptions
    • Review, log and/or release negotiable collateral per department procedures
    • Perform collateral review upon receipt of original loan documents, processing and recording all liens to ensure Bank obtains priority lien position
    • Perform ongoing processing and monitoring of subsequent documents to resolve exception items and clear exception tracking system
    • Monitor and assist with incoming requests via the group email box
    • Process research and maintenance requests from business units
    • Review and process collateral lien releases
    • Perform and review UCC lien searches
    • Perform other duties as assigned, including but not limited to: acting as back up for other employees, special projects, data scrub, updating policies and procedures and system testing



    • Candidate must have 5 years of banking experience and 3 years experience working in Loan Operations
    • Bachelor’s degree preferred but will consider equivalent work experience
    • Must possess demonstrated understanding of loan documentation and lien perfection for all types of collateral types, including, but limited to: Residential, Consumer, Commercial, Vehicle/Aircraft, All Assets, Energy, and Real Estate
    • Must possess knowledge of the Uniform Commercial Code (UCC-1, UCC-3, UCC Amendments), Commercial Lending and Consumer Compliance and a general knowledge of banking laws, regulations and regulatory guidance
    • Must possess an unwavering commitment to customer serivce with the ability to build productive relationships, resolve complex issues and win customer loyalty
    • Able to actively listen to others and to articulate ideas, responses and solutions verbally and in writing to achieve successful outcomes
    • Must possess demonstrated knowledge of common lending processes and terminology
    • Must possess analytical and problem-solving skills and ability to work both independently and within a team environment
    • Able to prioritize daily work load, work in a fast-paced environment and execute multiple tasks successfully
    • Able to perform independent analysis and interpretation of research requests
    • Able to establish positive working relationships with Relationship Managers and Relationship Associates
    • Demonstrated knowledge of AFS, Fields Tickler Tracking, CT Lien Solutions, SMEAD and Nautilus preferred
    • Demonstrated knowledge of Microsoft Office software including Outlook, Word, Excel and Powerpoint required


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