• Risk & Control Analyst - Mortgage Finance

    Job Location US-TX-Richardson
    Location: Address
    2221 Lakeside Boulevard
    Mortgage Finance
  • Overview

    At Texas Capital Bank, we are driven by a single-minded and unwavering mission: to serve business and the individuals who run them. We use a consultative approach and innovative technologies to develop new ideas that give the bank and our clients a competitive advantage. We partner with our customers to push the boundaries of what’s possible—together.

    Headquartered in Dallas, Texas Capital Bank has offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, and we serve clients in a variety of industries from coast-to-coast.


    We are on the Forbes Best Banks in America list, and were named a top place to work by The Dallas Morning NewsHouston Chronicle and San Antonio Express-News. For further information, please visit us at www.texascapitalbank.com.


    • Responsible for generating and reviewing daily and monthly ACH Returns and Chargeback reports
    • Manage new and annual client reviews
    • Perform enhanced due-diligence, review and analyze clients
    • Manage and prioritize time sensitive deadlines, such as clients requesting new custodial accounts
    • Identify unusual or suspicious activity
    • Manage and maintain the archival of client files
    • Generate and review monthly account reports from Signature to review and update Client Sub-categories as needed
    • Work closely with Third-Party Risk Manager, Mortgage Finance Treasury Associates, BSA and Credit Department to review, approve and on-board Mortgage Servicer accounts
    • Review ACH originators’ policies and procedures for NACHA compliance
    • Assist Third-Party Risk Manager in the annual review of the Mortgage Servicer program policies, procedures and risk assessment
    • Assist in the development of training tools as needed
    • Assist senior Risk Analyst with operational risk responsibilities
    • Coordinate with team members and management on risk program activities and status
    • Prepare appropriate documentation to support risk assessments and testing
    • Perform other duties as assigned by management


    • Bachelor’s degree in finance, accounting or business preferred
    • 5-10 years related work experience in banking with a focus on Depository, ACH and/or Treasury bank products preferred
    • Experience in risk, compliance, or underwriting is preferred; mortgage servicing experience preferred
    • Third-Party Sender/Third-Party Payment Processor and NACHA knowledge experience preferred
    • Strong analytical and research skills
    • Excellent written and oral communication skills
    • Knowledge of Microsoft Suite with proficiency in Microsoft Excel
    • Knowledge of Key Risk Indicators (KRIs) and tracking
    • Ability to work independently and coordinate with the work of others
    • Well organized and detail oriented to handle diverse and concurrent assignments
    • Strong aptitude for grasping and using various bank software applications


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