• Financial Crimes Compliance Analyst/Investigator II – Financial Intelligence Unit

    Job Location US-TX-Richardson Operations Center
    Location: Address
    2350 Lakeside Blvd
    Compliance & Regulatory
  • Overview

    At Texas Capital Bank, we are driven by a single-minded and unwavering mission: to serve business and the individuals who run them. We use a consultative approach and innovative technologies to develop new ideas that give the bank and our clients a competitive advantage. We partner with our customers to push the boundaries of what’s possible—together.

    Headquartered in Dallas, Texas Capital Bank has offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, and we serve clients in a variety of industries from coast-to-coast.


    We are on the Forbes Best Banks in America list, and were named a top place to work by The Dallas Morning NewsHouston Chronicle and San Antonio Express-News. For further information, please visit us at www.texascapitalbank.com.


    The bank’s Financial Crimes Compliance (FCC) team is responsible for identifying, investigating and monitoring relationships that pose a money laundering or terrorist financing risk in support of all legal and regulatory requirements relating to anti-money laundering (AML) and counter terrorism financing.


    The Analyst/Investigator is responsible for executing investigations to identify relationships that pose a money laundering or terrorist financing risk. The AML Investigator is also responsible for filing Suspicious Activity Reports (SAR) as required by BSA/AML regulatory requirements. The AML Investigator compiles evidence and documentation in compliance with BSA/AML procedures and regulatory requirements.


    • Research, analyze, and investigate high risk customer/commercial account behavior for potential money laundering or terrorist financing related risks in accordance with Bank policies and procedures
      • Ensure efficient identification and monitoring of suspicious activities and transactions
      • Ensure timely and efficient reporting of suspicious transactions, legal requests, and all other time sensitive reports or manager requests
    • Identify high risk customers, including but not limited to Money Service Businesses, Non-bank Financial Institutions, Non-Resident Aliens, Dealers in Precious Metals, Hedge Funds, Politically Exposed Persons, etc.
      • Perform enhanced due diligence on high risk individuals and businesses
    • Maintain a well-informed and all-inclusive knowledge of current money laundering and terrorist financing behaviors, issues, criminal typologies, industry best practices, regulations, and developing trends
    • Collect documentary proof to build and maintain case files for transactions deemed suspicious
    • Prepare detailed and investigative reports and summaries
    • Perform Negative Media scan using tools such as Internet search engines and LexisNexis
    • Request updates to customer KYC and activity profiles if actual account activity cannot be validated
    • Able to produce top quality investigative cases that can be held to high standards of quality and accuracy
    • Flexible to perform other functions as requested by management


    • Bachelor's Degree preferred, ACAMS certification preferred
    • Minimum 3 years experience in reviewing customer transactions and information for potentially suspicious activity, performing AML or financial investigations as well as documenting and preparing Suspicious Activity Reports (SARs) in accordance with applicable regulatory requirements
    • Knowledgeable of the laws applicable to money laundering, including the Bank Secrecy Act, the USA PATRIOT Act, CTR and OFAC requirements, and Suspicious Activity Reporting requirements
    • Ability to identify and collect the required documentation for high risk customers, including but not limited, to Money Service Business, Non-bank Financial Institutions, Non-Resident Aliens, Dealers in Precious, Hedge Funds, etc.
    • Excellent research skills including experience with online search tools
    • Excellent organizational, time management and project management skills
    • Advanced proficiency in Microsoft Suite
    • Strong writing, analytical, and communications skills
    • Able to multitask and meet project deadlines


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